Licensed by Bangladesh Bank · Payment Service Operator

Take payments.Watch them settle.

Every card and wallet your customers use, one checkout, and a dashboard that tells you exactly what landed and when the rest arrives.

Start onboarding See a live dashboard

Today 25 Aug, 6:42 pm

Collected ৳4,86,210 142 payments

Settling to your bank ৳4,71,624 arrives Wed 27 Aug

Recent payments

bKash TXN-8F42C1 ৳6,070.00 SETTLED
Visa TXN-8F42BE ৳18,400.00 SETTLED
Nagad TXN-8F42B7 ৳2,150.00 PENDING
upay TXN-8F42A9 ৳980.00 SETTLED

What your customer sees

Checkout your buyer already knows how to use

The hero shows your side. This is theirs — the same payment, from the other end, in English or বাংলা. Try it.

Hosted, so card data never touches your servers: You redirect with one API call. The card form is ours, on our domain, and the details go straight to the acquirer.
Every method behind one integration: Six card schemes and five mobile wallets. Adding one later is a configuration change, not an integration.
The session has a clock, and so does the payment: Checkout sessions expire rather than hanging. Your server hears the outcome on a signed webhook, not a browser redirect.

Open a real payment page Opens our sandbox in a new tab — a real Moneybag payment page, with no real money behind it.

You are paying

৳1,240.00

Paid To

YS Your Store Blue cotton shirt × 2

Paying as

A. Customer

a•••••@example.com

Please select a payment method

Select Payment Method

Cards

Mobile Banking

Please select a payment method

By continuing you agree to Moneybag's Terms & Conditions.

Choose a method
Pay
Paid

Pick a method to step through the flow.

After the payment

The half that happens after checkout

Taking the money is the easy part. This is the rest of it, stated plainly enough that you can hold us to it.

01
Moment of payment

Confirmed against the acquirer

A browser redirect is not proof of payment. Your server hears the outcome on a signed webhook, never on the customer's connection.

acquirer response

APPROVED

webhook signature

VERIFIED
02
Next day, or the one after

Settled on your agreed cycle

Which one depends on your merchant agreement and the method. Release is reviewed by a person rather than fired automatically.

captured

Tue 25 Aug

released by ops

Thu 27 Aug

reached your bank

৳4,71,624
03
Whenever you need it

Reconcilable months later

When a bank asks about one transaction in eight months' time, a single row answers it.

our reference

TXN-8F42C1

acquirer reference

8F4-220931

processor response

stored raw
04
Daily

Reports your finance team can use

Daily statements, settlement reports and per-method breakdowns from the dashboard — exportable files, not screenshots.
- daily-statement.csv
- settlement-report.csv
- by-method.csv

Why it holds up

We hold the bank integrations ourselves

Most gateways in this market resell one aggregator's connection. We built and run four separate card-acquirer integrations and five direct mobile-wallet integrations.

Fewer hands between you and the money

Your payment reaches the acquirer through our own integration, not through a reseller sitting in front of another gateway. That is one less party who can be the reason a payment did not arrive — and one less to wait on when you need an answer.
A failure is ours to diagnose

When something breaks we read our own logs against the acquirer's response, rather than opening a ticket with an intermediary. You are talking to the people who wrote the integration.
One acquirer having a bad day is not your outage

Because each connection is separate, a problem at one acquirer stays at one acquirer instead of taking every card on your checkout down with it.

Four acquirer connections. One having a bad day is one lane, not your checkout.

What it costs

You only pay when you get paid

No setup fee, no monthly fee, no annual fee — a percentage of each successful payment, and nothing on the ones that do not complete. The rate for your account is set in your merchant agreement.

No fixed costs

No setup fee
No monthly fee
No annual fee
Per successful transaction only

What you are charged on

Only on a payment that succeeds
Taken out of the payment, not billed to you
In Taka, to your registered bank account in Bangladesh
VAT sits on top of the rate, not inside it

Your rate

Rates are set per payment method and written into your merchant agreement. Tell us how your customers pay and we will quote them.

Talk to us about your rate

Further in than most look

The parts that matter once you are running

Choosing a gateway on payment methods and rates is choosing on the first week. These are the things that decide the second year.

Subscriptions

Recurring billing that handles the awkward parts

Plans, trials, retries when a card fails, and pause or resume without cancelling. Your server is told about each of those — eleven separate events, including the one that fires before a trial ends rather than after.
- trial_started
- trial_ending
- payment_succeeded
- payment_failed
- paused
- resumed
Settlement

Your schedule, your accounts

Settle daily, twice a week on days you pick, weekly, fortnightly or monthly — with a minimum amount so small balances do not trigger a transfer. Hold more than one settlement account and nominate a primary.
- Daily
- Twice weekly
- Weekly
- Fortnightly
- Monthly
Disbursements

Every payout is evidenced

Each one carries its own disbursement ID, the bank's reference number, the expected amount against what actually landed, who released it and when — with the transfer evidence attached to the record.
- Disbursement ID
- Bank reference
- Expected vs paid
- Released by
- Evidence file
Notifications

WhatsApp from your number, not ours

Connect your own WhatsApp Business Account and order messages reach customers under your business name. Most gateways send from theirs, if they send at all.

Your Store

Payment received — ৳1,240.00. Thanks for your order.
Control

Staff roles, API keys and per-method rates

Give finance read-only access and developers key management. Rates are held per merchant per payment method, so what you negotiate is what the system applies.
- Owner
- Finance
- Developer
- Support

Licensed and regulated

Who we answer to

Moneybag is licensed by Bangladesh Bank as a Payment Service Operator, certified to ISO 27001:2022, and a member of the national industry associations for software and e-commerce.

Bangladesh Bank

Payment Service Operator

Licensed under the central bank's regulatory framework for payment service operators.
ISO

ISO 27001:2022

Certified for information security management.
e-CAB

Membership 1032

Member of the e-Commerce Association of Bangladesh.
BASIS

Membership AS-20-02-822

Member of the national association of software and IT-enabled service companies.