How to Compare WooCommerce Payment Gateway Fees

The lowest-cost gateway for a WooCommerce store depends on the written terms offered to that business and the methods its customers use. Compare the full agreement before choosing a provider.

Compare written offers

Ask each provider for payment-method rates, any onboarding or recurring charges, applicable taxes, refund and chargeback terms, and settlement conditions. Check when each offer expires and whether rates can change.

Estimate your effective cost

Estimate monthly sales by payment method, apply the quoted charges to each method, then include any other agreed fees. Divide the total cost by expected sales to compare offers on the same basis. This is an estimate, not a promised saving.

Check how the gateway fits your store

Confirm the payment methods available to your account, the WooCommerce integration, hosted checkout, reporting, support process, and settlement cycle. Test the checkout and webhook flow before going live.

Get Moneybag commercial terms

Moneybag confirms the fees and payment-method rates for your business in your merchant agreement. Contact the Moneybag team for a quote based on your expected payment mix.